Underinsured & Uninsured Motorcycle Insurance
Queens motorcycle accidents usually involve a collision with a car. Unfortunately, many cars in Queens have the New York State minimum liability insurance of $25,000. A surprising number of cars don’t even have insurance and stolen cars are not insured.
Motorcycle accidents in Queens usually involve serious injuries frequently worth as much as $500,000 to several million dollars. You can protect yourself from cars with no insurance or cars with the minimum amount of $25,000 insurance by purchasing as much underinsured coverage and uninsured coverage as possible for your motorcycle insurance policy. You should check your motorcycle insurance policy right now to make sure that both your underinsured and uninsured coverage is the same amount as your liability coverage.
If you ride a motorcycle in Queens, you should seriously consider increasing your liability insurance coverage just so that you can be allowed to increase your underinsured and uninsured coverage. Also, make sure that you buy as much medical insurance coverage on your motorcycle insurance policy as you can and make sure that you have a good health insurance policy.
Make sure you understand all of the parts of your motorcycle insurance policy. I recommend that you call an independent insurance agent in Queens to purchase your motorcycle insurance, instead of buying your motorcycle insurance directly from an insurance company. An independent insurance agent is responsible for providing you with advice, while insurance companies only sell insurance without any responsibility for providing advice.
If you have a motorcycle accident in Queens, call Queens motorcycle accident lawyer Phil Franckel for a free consultation. Call Phil Franckel at 1-800-HURT-911